What is Workers Compensation?
Workers Compensation Definition
Workers compensation is a state law that issues cash payments and provides medical care, regardless of fault, to employees who are injured or disabled during the course of their employment. State law requires the benefits be paid.
When is the Right Time to Hire An Attorney
Since there are so many variants that can come into play with workers compensation claims it is important to hire a worker’s compensation attorney to represent you and your claim. The most important step is to file your claim as soon as the injury occurs. The longer you wait to file, the more likely your claim will be red flagged as a potential false claim. Be prepared to have your employer contest your claim.
The insurance carrier will decide initially to either deny or approve your claim. If your claim is denied by the carrier, you will be able to appeal to the board. If they also deny the claim, you can take the claim to court for resolution. At any point in the process you can hire an attorney, but generally you will want an attorney if you are seriously injured or your compensation claim amount is not correct.
Your compensation generally should cover your lost wages up to a certain percentage as well as your medical expenses. If you feel you are not receiving the correct compensation or your medical coverage is denied, you may need an attorney to help correct the situation.