July 2011 Archives

How Social Security Disability Works

social-security-disability.jpgWhat is Social Security Disability?
Social Security Disability are disability benefits that are based on payroll deductions that occur as a result of work activity or as a result of contributions made by self-employed workers. This benefit program functions much like an insurance program and insured workers are subject to a date last insured, meaning that, at some point, after work activity has ceased, one's insured status will lapse. This means that claimants who file for disability benefits will need to prove the onset of their disability as far back as possible (through their medical records) in order to be covered by Social Security Disability, but also to receive the full amount of back pay to which they are entitled.

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