You consider yourself to be a safe driver, one who drives defensively and always errs on the side of caution while navigating Minnesota’s roads. Despite that, there is no guarantee you will not find yourself involved in a hit-and-run auto accident. Are you prepared to handle someone else’s blatant negligence and irresponsibility?

Nationwide offers a checklist on how to handle such a scenario. Do yourself a favor and keep these tips in your phone or glove compartment so you are always prepared.

Take notes

As soon as you safely maneuver your vehicle and yourself out of harm’s way, take note of all the details you can remember about the other vehicle. If you can only recall the color, make and model of the vehicle, noting the time, accident location and where the driver sped off to can all help track down the perpetrator. Also, take pictures of the damage to your vehicle, and see if any witnesses are willing to provide a statement.

Contact the police

File a hit-and-run report with the police. This is good not only to help track down whoever hit you, but also for any insurance claims you have to file. Be sure to share all details noted in the tip above; nothing is inconsequential. Be sure you get a copy of the police report.

Touch bases with your insurance company

Call your auto insurance agent or insurance company to start the claims process. You may need to have your car towed to a repair shop. Having the police report on hand can improve your chances of being fully compensated for all damages, medical bills, lost wages and the like. Depending on your coverage, such as under/uninsured motorist coverage, you may have an easier time securing compensation.

This information is only intended to educate and should not be interpreted as legal advice.

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