Many workers are hesitant to make a workers’ compensation claim against their employer because they don’t want a bad reputation or to get in trouble. But, workers’ compensation claims are legal safety nets that are required because everyone (the employer, the insurer, and the injured worker) shares the same objective in returning the injured worker to the workforce as soon as possible. The point of the law requiring businesses to have workers’ compensation insurance is to help to achieve that goal.

It is illegal for an employer to try to block a claim or retaliate against a worker who makes a claim.

All Minnesota and Wisconsin employers are required by law to provide workers’ compensation insurance for their employees. Employers pay for this coverage regardless of whether claims are made or whether those claims are accepted.