Workers’ compensation in Minnesota is similar to workers’ compensation elsewhere. Like other states, if you’re hurt on the job, then workers’ compensation should cover your injuries with a few exceptions.

Employers in Minnesota are required to carry workers’ compensation and can be penalized for failing to carry this vital insurance. The insurance covers illnesses and injuries that result from working no matter who is at fault.

How long do you have to report an injury to your employer?

You have 14 days to let your employer know about your injury to get the maximum benefits. There is also a three-year limit on seeking compensation once the incident has been reported.

What kinds of benefits can you expect to receive from workers’ compensation insurance?

Workers’ compensation supplies several important benefits to those who are hurt on the job. These benefits include vocational rehabilitation, wage-loss benefits and medical care benefits. For the families that lost loved ones in work-related accidents, death benefits are offered.

Employers who have injured employees should be willing to help them file their claim with the employer’s workers’ compensation insurance carrier. If your employer is reluctant to allow you to file a claim or refuses, you should speak with your attorney to begin your claim on your own behalf. Employers are not legally allowed to prevent you from filing a claim if you are hurt on the job.

If your employer doesn’t have insurance, this is also a serious problem that may result in the need for a personal injury lawsuit instead, so that you can hold your employer liable.